A&Y Royal Insurance Services

A & Y Royal Insurance is one of the oldest insurance brokerage firms in the New York area. Our specialty is Black cars, Limo, Car Services, Livery, Taxi and Ambulette insurance. With many years of experience we have the expertise to bring you the best service possible. We are direct representatives of all the major transportation insurance carriers, which will allow us to find the most cost effective & suitable Insurance for your needs.

Personal Auto

Discuss with one of our staff members on how to keep your insurance costs down.


The most important part of your homeowner’s policy is protecting the structure itself. But other coverage such as your contents, liability for injuries to others, guest medical insurance, flood insurance and even earthquake insurance are important parts of your overall homeowner’s insurance package.

Taxi & Limo

We understand the requirements and needs of NYC TLC Drivers. Weather you need Uber Insurance, Lyft Insurance, Juno, VIA or GETT Insurance-we are here to help!!!

Business/Commercial Insurance

Protect your business from financial disaster.


In NYC Uber, Lyft, Juno, Via and Gett fall under For Hire Vehicle Category and are under jurisdiction of NYC TLC. TLC classifies them as Black Car bases, which require commercial vehicle insurance to legally pick-up and drop off passengers in New York City. In A&Y Royal we understand unique requirements of Uber and Lyft Drivers. We will find cost effective and suitable Uber Insurance, Lyft insurance, Juno insurance solution for you, simply because We represent ALL the Insurance Carriers that write Limo & Taxi Insurance in NYC.

Commercial/Business Auto

Sedans, vans, pick-ups, SUVs. Whichever vehicle you drive, we offer all the coverage you need to keep your commercial vehicles protected and offer multiple types of commercial vehicle insurance.

Industry News

Get latest NYC TLC industry news.

We strive to establish long term relationships with our clients by providing professional and courteous service!
Alisher Rakhmatov

Alisher Rakhmatov

6 months ago

I had very good service. I went to another broker and waited for 3 days and no result. I missed appointment in TLC. When I went to Royal, and told them I'm in rush, girl was very nice and got Insurance done in 2 hours. Also helped me fill out applications!!!Thank you for best service.

Paper Impex USA Inc.

Paper Impex USA Inc.

1 Month Ago

Excellent Excellent Exellent

Isak Roytman

Isak Roytman

3 Weeks Ago

Thank you very much for your help with accident claim. Best broker in Brooklyn !!


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